We're in the process of getting our first house, and as we get closer and closer to crunch time, we have to secure the money for our down payment. As we are going through this process, I'm learning that home buying comes with its own particular language! It's crazy. It feels like we're taking a mortgage literacy course because we're hit with a new word every day!
Anyway, most people miss out on a home because they don't have the funds for the down payment. I'm looking at the few resources that I have to pull from, and since I'm an educator, I've been asked to look at my retirement funds as a source for the down payment.
I live in Georgia. Georgia educators use the Teacher's Retirement System (TRS), and you can learn more about it here. Here's the good part, "A defined benefit retirement plan (401A) relieves its members of the burden of making investment decisions and assuming the risk associated with those decisions. TRS assumes this ri…
The 2017-2018 school year is almost here! The summer break is just about finished, and now I'm starting to curate some resources for my new crop of students. I've decided to create a YouTube channel with tutorial videos and you can subscribe HERE!
While collecting tutorial videos, I came across this intriguing video from CNN about the importance of writing. It's about ten minutes and definitely reminds me how important literacy is to the next generation!
The most surprising thing about this video came at the very end. There's a graphic at the end that displays the "Ten Things on Which Women/Men Judge Women/Men the Most." The data was collected by ABC News in 2013 and shows that "Grammar" is #2 on both lists!! Lol!
Let's make a big push to promote #literacy everywhere we go.
A lot of teachers already use crowdfunding platforms like DonorsChoose or Indiegogo to fund their classroom ideas. I've heard a lot of mixed reviews about them so I've always been hesitant to use it. A part of me is scared of failure. I'd hate to create a big social media campaign, inform parents, notify students, and share with my staff.....and still NOT meet my fundraising goal!
Do I have enough social media capital? Do people like me enough to invest into me or my ideas?! Lol! Then after you navigate the personal barriers of self-doubt, you have to decide on a platform. There's a LOT of them out there. Then most of them don't seem catered to an educator's needs. It seems like crowdfunding is more-so for people who want to pitch their ideas on SharkTank instead of teachers who want books and copy paper for their students. You got Kickstarter, CircleUp, Adopt-A-Classroom, GoFundMe....!
Then you have to consider how are the funds ACTUALLY used?! Does the organi…